GBG

With 9 offices across 4 continents, Global Benefits Group (GBG) empowers their customers to live the life they choose. GBG delivers customer-oriented health, life, disability, and travel insurance products to the international community, supported by a concrete commitment to customer service.

GBG is supported by a panel comprising some of the most significant and financially stable insurance companies in the world. Where needed, GBG partners with local insurance companies to meet specific country regulations. GBG is committed to delivering outstanding customer service to the globally mobile population.

GBG’s most recent credit ratings reflect the group’s balance sheet strength, which AM Best assesses as good, as well as its strong operating performance, and appropriate enterprise risk management (ERM).

GBG’s dedicated team is always a phone call away, providing assistance and guidance in the customer’s preferred language, 24 hours a day, seven days a week.

GBG offers an extensive provider network and coverage plans to meet your diverse needs. Whether you’re traveling abroad, looking to live as an expatriate, or seeking supplemental coverage, GBG can accommodate.

Health insurance

GBG health insurance policies are flexible and competitively priced. Their plans include offerings for both individuals and groups. Unlike typical providers, GBG can tailor their benefits to create plans with low deductibles and robust benefits, or more cost-effective options with increased deductibles and reduced benefits. GBG’s plans are designed to provide coverage to anyone living or working abroad. GBG also caters to local individuals and groups seeking coverage that would otherwise be unavailable to them at home.

Most GBG plans include the following health insurance benefits (dependent on the plan selected):

• Access to private doctors and specialists
• Customized deductible and copayment options
• Coverage for accidents and illnesses
• Emergency medical evacuation and air transportation
• Prescription drug benefits
• Access to discounted U.S. prescriptions
• Inpatient and outpatient coverage
• Maternity benefits
• Health screenings and wellness checks
• Flexible coverage for dependents
• Mental health benefits
• Coverage for pre-existing conditions (with underwriting approval)

Life insurance

Life insurance is sometimes difficult to obtain in a foreign country. GBG offers group life insurance at reasonable rates. GBG can offer various coverage plans with no medical examinations and available dependent coverage. Coverage for war and terrorism is also available.

With GBG’s life insurance products, individuals can ensure protection for mortgages, college funds, retirement funds, and estate planning. And with worldwide coverage, life insurance provided through GBG and their partners gives employees coverage no matter where their international travels may take them.

Based on the size of your group, GBG has a multitude of life insurance coverage options for you. Group coverage provides employees with comprehensive life insurance and a suite of add-on benefits to fit the needs of each employer.

Disability insurance

Accidents and illnesses are even scarier when they happen in a foreign country. GBG’s cost-effective disability insurance plans have benefits that allow for a maximum of 70% of an international employee’s salary to be paid to that employee when they’re on disability. With GBG’s disability plans, employees can rest assured that if the unexpected occurs, GBG’s coverage will protect them from unpaid bills and obligations.

Group coverage provides employees with comprehensive disability insurance and a suite of add-on benefits to fit the needs of each employer.

Travel insurance

GBG’s travel products offer worldwide protection to travelers anywhere outside of their home country.

In addition to standard travel protection, GBG offers coverage for delayed travel, accidental death and dismemberment, personal accidents, personal liability, property damage, lost and/or delayed baggage, loss of passport, legal expenses, and non-medical evacuation in case of war and terrorism. This wide array of benefits allows you to customize your plan to fit your trip perfectly.

GBG plans for individuals and groups can offer the following benefits:

• Emergency medical treatment
• Assistance-coordinated evacuation and repatriation
• Quality healthcare facilities around the world
• 24/7 service from multilingual staff
• Single trip or annual multi-trip coverage options

Educational insurance

GBG offers coverage for students and educators all over the world:

• GBG offers plans for international students, faculty, and administrators participating in an education program in North America or across the globe.
• For more than 40 years, TieCare International has been a leading provider of customized employee benefit plans for teachers and faculty at international schools.
• GBG’s Clifford Allen Associates division focuses exclusively on the needs of private secondary school students. Their benefits model ensures that your costs remain stable year after year.

Want to learn more about GBG and how their products can help you? Our expertise and experience in all matters related to insurance, combined with our in-depth knowledge of the products from all the major insurers around the world, give us the ability to provide impartial advice that only a leading global insurance brokerage can.

Not only can we tailor a plan that meets all of your needs and fits your budget (all at no extra cost), but we will also be with you every step of the way and stand up for you when you need us most.

Contact us for a quote or no-obligation consultation today!

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